Ask any Insurance agents "Why they don't prefer/suggest Term Insurance?", their answer would be "There is no survival benefits". Meaning: if you lived the entire term of the insurance, you won't get back any of your money back. All the money you paid … [Continue reading]
Who does NOT require a Life Insurance?
There are two extremes when it comes to buying Life Insurance and there are quite a bit of people who are at both these ends. I know intelligent people who are at both these ends and it isn't surprising I see a lot of such examples online in various … [Continue reading]
FAQs on Recurring Deposits
In the previous post I had suggested using a Recurring Deposit to plan for your future expenses by depositing a small amount monthly. Lets now see what the frequently asked questions regarding a Recurring Deposit are. You can login to your online … [Continue reading]
Simplest personal budget you can create today
A lot of people think budgeting requires lot of work where one should keep track of all their expenditure. Different people use different tools like writing them down in a notebook, excel, using special apps on their smartphones. But none of those … [Continue reading]
Does High Risk give High Rewards?
Most of you would have heard of this popular saying "High Risk equals High Rewards." Every time someone says that to me, I want to do a double face palm - on their face. Not all risks are created equal. Lot of VCs or angel investors invest in hot … [Continue reading]
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