If you are a salaried employee, the next 1 month is when your company's HR/Payroll department keeps bugging you for your tax savings. And many employees haven't done any investments for tax savings for this year or haven't completely maxed out your … [Continue reading]
Common Misconceptions about Mutual Funds
Mutual Funds are an easy way to invest your money and let professional fund managers handle the hard part of choosing the right place to put your money in. But there are numerous confusions and misconceptions around mutual funds that I want to clear … [Continue reading]
How to repay your credit cards instantly
In my last article I explained everything about credit cards and how easy it is to fall into the debt trap. If you haven't read it, go and read it first. Two basic things should be obvious from that article: Interest Rates on credit card debt … [Continue reading]
Understanding Credit Cards and the debt trap
Credit cards! The smell of a freshly pressed plastic card is like a drug to many. Young people these days spend money using the credit card like it is real cash. They don't realise that it is a loan that you take from your bank and you are supposed … [Continue reading]
Difference between Service Tax and Service Charge in Restaurant bills
A lot of people don't understand the difference between Service Charge and Service Tax levied in Restaurants and end up questioning (even fighting) with the restaurant manager. This is becoming more of a problem now that the Government has said that … [Continue reading]
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